Savings account
Your backup plan for unforeseen life events and situations
With UniCredit Bank savings accounts, you can build your savings with no additional costs while keeping your money at hand at all times.
The Multi savings account is simultaneously a sight account and a flexible short- or long-term investment in EUR with the contractual annual interest rate of 0.1%.
Online Plus is a savings account with a progressive interest rate for the easy transfer of funds into an account with a higher interest rate.
Advantages and features of the Online Plus savings account
- Full control over your funds while they are generating savings.
- Do things faster: the account opening application can be submitted via Online b@nka. A consultant will call you to arrange a date when you can visit your nearest branch.
- Using Online b@nka or Mobilna banka GO!, you can check your balance or transfer any amount of funds from your transaction account into your savings account – anytime.
- Funds or standing orders from your transaction account into the Online Plus can be transferred automatically.
- You can make any kind of withdrawals from or deposits into the Online Plus in any branch and without a notice term.
- Online Plus funds can be converted into a term deposit anytime.
- Online Plus funds are better protected in the event of your debit card being misused.
- Online Plus is available to clients who have already enabled the online banking service in their banking package.
- Savings are in EUR and the minimum first deposit is EUR 50.
The savings account for young people is a secure and easy way to store money for various purposes and using deposits of any size. This is an account for young citizens of Slovenia until they turn 18 or gain the capacity to exercise rights aimed at promoting saving habits, the responsible use of money and the accumulation of funds in order to realise their wishes and plans that are somewhat more difficult to achieve financially.
Features of the savings account for young people
- Money can be withdrawn anytime, there is no notice term.
- Monthly transaction and balance statements.
- A deposit of EUR 20 is required when opening the account. Subsequent deposits can be made anytime and in any amount.
- Maintaining a minimum balance is not necessary.
- Savings are in EUR.
Account opening conditions and the right of disposal
- Parents or guardians can open this account on behalf of their child or adolescent after opening the Palček banking package for children or the Car banking package for adolescents.
- The savings account holder must be younger than 18 and without the full capacity to exercise rights.
- Parents or guardians are the only ones with access to the funds in the savings account.
- Adolescents can gain the right of disposal and start using the funds in the savings account independently once they turn 15 (subject to a written statement of the parents or guardians).
- Until gaining the right of disposal, adolescents can make only cash deposits at the bank’s branches.